Australia is a great destination for many international students. Its top-ranked institutions, exciting cities, and residents’ often laidback lifestyle attracts thousands of learners from around the world. If you want to study in Australia, it’s important to understand how the Australian academic year is set up, especially as it can vary by study level. Read on to learn more!

Moving to a new country can feel like a lot, but you don’t have to do it alone. Find secure and pre-vetted student housing in over 600 cities around the world with our partner University Living.

Primary and Secondary Schools

Australia welcomes international students as young as five years old, including the children of international tertiary-level students. 

• Children between the ages of 5 and 10 must live with a parent while in Australia.
• Children aged 11 or 12 may live with a parent or direct relative approved by the Department of Immigration and Border Protection.

While the primary and secondary school year generally begins in late January or early February, you’ll need to check with each school for their specific start date.

At the primary and secondary levels, the school year is divided into four terms, which usually begin in January (Term 1), April (Term 2), July (Term 3), and October (Term 4). There are set holiday times between each term to give students a break from their studies.

International students can enrol in primary school (kindergarten to Year 6) during any term. 

There are no English-language entry requirements for primary school children from kindergarten to Year 6. However, international students who are 12 or older may need to enrol at an Intensive English Centre before they can enrol in Year 7 at an Australian school.

English Language Courses

To improve your English language skills while in Australia, you may take an English Language Intensive Course for Overseas Students (or ELICOS) programme. Course length ranges from 5 to 60 weeks, depending on your skill level and academic goals.

ELICOS courses are structured in weeks rather than semesters, and have multiple start dates throughout the year. This flexibility helps ELICOS courses fit into the lives of many international students.

To allow enough time to have your student visa processed, it’s wise to apply for your ELICOS course five to six months before it begins. While around 50% of student visas for this study level took as little as two weeks to process as of February 2026, processing could also take up to four months.

Pathway and Foundation Courses

These kinds of courses provide the skills international students need to thrive in higher education programs. Pathway courses include English-language preparation, Foundation studies, and international master’s qualifying programmes.

Students taking a Foundation academic year will usually start their course in February. The year is organized by semesters, which can have different lengths depending on the course.

Students pursuing an English for Academic Purposes (EAP) course must check with their institution to see when these courses begin. At some institutions, EAP is offered in Semester 1 (a February/March start), Semester 2 (a July start), and during the summer semester, which often starts in November. However, at other institutions, EAP offerings are more limited.

Vocational Education and Training

Vocational Education and Training (VET) courses provide students with practical learning opportunities so that they can graduate, job-ready, with learnings aligned to over 500 different careers. Many VET courses include work-integrated learning opportunities like placements or industry partnerships.

VET courses range from one to four years in length, and their academic years are structured as either two semesters or four terms. Most courses begin in late January or early February, though start dates vary.

Higher Education

The academic year at universities and non-university higher education providers can vary by study level. 

At the undergraduate level (think bachelor’s or vocational degrees), the academic year is often divided up into two semesters. Courses usually begin in the autumn session, which begins in late February or early March. Applications for autumn intake open in August or September, and it’s wise to apply early, as popular programs can fill up quickly.

Alternatively, students can enrol in the spring semester (July/August intake), with applications opening in January or February. Verify specific dates with your target institutions. 

Note that some academic institutions use a trimester model, where the summer session or trimester is a formal teaching period for all students. The summer session start date varies—for example, for the 2025/26 academic year, it will range from September 2 to December 14. So, if your institution uses this model, you’ll want to check directly with the admissions team to understand what your academic year looks like.

The postgraduate or master’s level works similarly, with the academic year usually divided into two semesters starting in February or March (autumn session) and July or August (spring session). 

At the doctoral degree level, you’ll negotiate your course start date with a doctoral degree supervisor. Generally, there isn’t a set start date for your course, as most doctoral candidates don’t attend regular classes.

Looking Forward

Studying in Australia is an exciting, life-changing opportunity. To ensure a smooth start to your journey, keep these things in mind:

• Understand key deadlines, and plan your timeline accordingly. Reach out to your target institutions’ admissions teams to understand intake and submission dates. You put a lot of work in your study abroad application, and being delayed by a semester because you missed a deadline would be disappointing.
• Apply early. Australia is a popular destination for students around the world, and popular courses can fill up quickly.
• Give yourself lots of time to get your applications ready. Assembling everything you need for your course and student visa applications can be surprisingly time-consuming. This is especially true if you need to assemble a portfolio or have any documents translated.

We wish you luck on your study abroad journey!

Take the next step: start exploring your study abroad options in Australia on the ApplyBoard platform!

The post How The Australian Academic Year Works appeared first on ApplyBoard.

Understanding your health and travel insurance options is essential for international students planning to study in the United States. Policies and requirements vary depending on the type of visa an international student holds. These differences are not always straightforward, which is why we’ll outline key things you need to know about health and travel insurance in the US below.

Find a study program that matches your academic goals on the ApplyBoard platform today!

Travel Insurance in the US

Travel insurance protects you and your belongings as you travel from your home country to the US. While it isn’t required, it’s still a good idea for international students to consider buying a travel insurance plan.

A typical travel insurance plan includes:

• Medical expenses in the case of an accident or illness
• Reimbursement (up to a set amount) for the damage or loss of baggage and belongings
• Personal liability: If you cause property damage or injury to someone else while traveling, the insurance company will pay for consequential losses up to a set amount
• Trip disruption: For example, if your connecting flight is delayed, travel insurance will cover the cost of your accommodation and food during your wait time
• The cost of bringing a family member or friend to stay with you if you’re hospitalized

Not all plans cover all of these circumstances. It’s important to research beforehand, so you understand which travel insurance plans suit your needs.

Some credit cards include travel insurance, so check with your bank to see if you’re already covered!

Health Insurance in the US

When budgeting for living expenses, set aside money for health insurance. It might not be mandatory, depending on your visa class (more on that below), but your academic institution may require you to buy an insurance plan before you can enroll in classes. Either way, health insurance is a smart purchase.

In 2026, health insurance typically costs from US$1,200 to US$4,000 per year, depending on whether you purchase through your academic institution or a private provider. Private plans can be less expensive, but may only work at a smaller group of health care facilities.

Though this may sound expensive, medical costs in the US can add up fast. For example, depending on the level of care, a trip to the emergency department of a mid-sized hospital in 2025 cost between US$450 and US$5,200—and that doesn’t include fees for Emergency Department physicians. Even a flu shot can cost up to US$125 for folks without insurance, although you can find no- and low-cost options for common vaccines at doctors’ offices, pharmacies, and through schools or community organizations.

To have enough time to research different plans and set one up, we recommend starting to look at different health insurance options four to five months before you arrive in the US.

Exploring multiple study abroad destinations? Learn how international students can get health and travel insurance in Australia, Canada, and the United Kingdom.

Health Insurance for International Students with F and M Visas

International students holding F and M student visas must cover all medical costs incurred during their time in the US. Wondering which visa you’ll need? Here’s how the U.S. Department of Homeland Security outlines eligibility for each visa class:

• F-1 visa: For students taking an academic program, including English language programs, at an academic institution (including universities, colleges, high schools, private elementary schools, conservatories, and seminaries).
• M-1 visa: For students completing a technical program at a vocational or other recognized non-academic institution. NOT for language training programs.

Many Student and Exchange Visitor Program-certified colleges and universities have their own health insurance plans, and will enroll new international students into these plans automatically. Though this means less paperwork for you, speak with your designated school official to understand how your insurance works. (For example, verify coverage for dental care if you plan to play contact sports.) If your campus health plan doesn’t include something you think is important, you can purchase additional private health insurance.

To make accessing health care easier, many colleges and universities have an on-campus health centre. They offer general medical care to students, including first aid treatment for minor injuries and illnesses. 

Health Insurance for International Students with J Visas

A J-1 (Exchange Visitor) visa is for students participating in an academic exchange program at the high school or university level. J-1 exchange visitors and any J-2 dependents must have adequate health insurance coverage for the full duration of their visa. 

To protect international students and their families, minimum levels of health insurance coverage have been established by the federal government. 

As of 2026, at minimum, health insurance coverage must provide:

• Medical benefits of at least US$100,000 per illness or accident (higher is better)
• A maximum deductible of US$500 per condition per plan year
• Expenses associated with the medical evacuation of the exchange visitor to their home country up to US$50,000
• Minimum 75% coverage for each accident or illness (which means the student pays up to 25% of expenses but no more)
• Repatriation of remains up to US$25,000

Additionally, the insurance company underwriting the policy must have specific credentials to ensure students are adequately protected. 

Your health insurance as a J visa holder must be current and adequate for your entire time in the US. In fact, US government regulations require that J visas are terminated if a J-1 exchange visitor or their J-2 dependent willfully fails to remain in compliance with insurance requirements.

Now that you have a basic understanding of US health and travel insurance, search for study opportunities in the US on the ApplyBoard platform!

The post How International Students Can Get Health and Travel Insurance in the United States appeared first on ApplyBoard.

Curious about becoming a postgraduate student in Canada? Canadian postgraduate programs attract a driven and diverse cohort of students, and the country is home to some of the world’s most respected academic institutions. Below, we’ve assembled a postgraduate application process guide, which will take you through the key steps toward becoming an international student in Canada.

As you explore study abroad options, you’ll find each country has its own application process and requirements. Before assembling your applications, refer to the related program pages on the ApplyBoard platform for up-to-date information. 

Securing student housing is another key step in the study abroad journey. Find your new home quickly and easily with our partner University Living.

Creating Your Academic Roadmap

Consider starting your research as early as 24 months before your desired program’s start date. A good way to start is by talking with people you know who have worked or studied in Canada. Learn about their experiences, and ask them what they wish they knew before arriving. 

With 20 months to go, continue researching and/or working with your student advisor to create a list of top programs. Understanding specific program requirements can help you determine which tests you should take before applying. These tests could include postgraduate standardized tests, English language proficiency tests like TOEFL and IELTS, or French language proficiency tests like Test d’Evaluation du Français (TEF) and Test de Connaissance du Français (TCF).

Understanding Postgraduate Standardized Tests 

Graduate Record Examinations (GRE)

The GRE measures a student’s readiness for postgraduate study. There are two types of GRE: a General Test and a Subject Test. 

The GRE General Test is a multiple-choice exam which takes around two hours to complete. You may complete it at a test centre, or online with a virtual proctor. It assesses your: 

• Verbal reasoning
• Quantitative reasoning
• Analytical writing skills 

The GRE is adaptive, which means that how you score in early sections will affect how easy or hard later sections are. Your GRE scores are valid for five years.

GRE Subject Tests are for students with an extensive background or undergraduate major in a specific discipline. Taking a GRE Subject Test can help you highlight your subject knowledge and stand out. GRE Subject Tests are available for: 

• Math
• Physics
• Psychology 

Graduate Management Admission Test (GMAT) 

The GMAT is a standardized test for master’s of business administration (MBA) applicants. While some business schools also accept GRE scores, if you’re pursuing a future in consulting, management, or logistics, the GMAT may be a better fit.

Its sections include:

• Analytical writing assessment (essay format)
• Integrated reasoning
• Quantitative reasoning (algebra, arithmetic, and geometry)
• Verbal reasoning

Before you write the GMAT, note that you’ll be given two minutes at the end of the test to accept or cancel your score. So, go into the test with a target score in mind, and understand whether your chosen schools require your best score or all scores from multiple attempts. 

How to Prepare for Graduate Admissions Tests

To better understand each test’s timing and style, take online practice tests. Once you take the GRE or GMAT, if you don’t like your score, both tests may be re-taken. However, each attempt requires a payment of the exam fee—so use the free practice tests, and don’t treat the actual test day like practice. 

We recommend taking the GRE or GMAT 15 to 18 months before your chosen institution’s intake date. This gives you time for retakes, if needed, and ensures your scores arrive before application deadlines. 

Is the GMAT or the GRE right for you? Learn more about these tests on our blog.

Assembling Your Program Applications

With 12 to 13 months to go, start assembling your applications. A good way to start is by drafting your statements of interest or personal statements. These statements allow you to highlight your research interests, how your education has prepared you for success in this program, and why you’ve chosen a specific program.

Also, start assembling a resume and a portfolio of work, if you’re applying to a program that requires one. Programs like architecture, software engineering, and design may ask for portfolios. 

To obtain certified copies of academic transcripts, reach out to the institution where you completed your undergrad. Processing times can vary, so it’s wise to request these as soon as possible.

Lastly, contact past professors or employers to request letters of recommendation. Ask for references from people who will give you a strong, personalized reference, as a general letter can hurt your chances of being accepted. Let references know which institutions you’re applying to, the deadlines, and what’s required of them, so they can write the best letter possible.

Submitting Your Applications

Once your application materials are ready, start applying. We recommend starting to apply for programs 9 to 10 months before you want to begin your studies. This gives you enough time to apply for immigration documents. For example, to apply for a Canadian study permit, you’ll need a Letter of Acceptance, which can take up to two months to be issued.  

It’s good to know when each program’s application deadlines are, and which intakes align with your target programs. Many programs start exclusively in September.

Canadian academic institutions have up to three yearly intakes:

• Fall: Application deadlines are between January and March. The semester starts in September.
• Summer: Application deadlines range between January and March, with the semester starting in May.
• Winter: Application deadlines range between September and November. The semester starts in January.

Some institutions have rolling intakes. This means classes start every couple of months. Other schools offer rolling admission, where incoming applications are processed as they are received, and programs close once filled.

Common program application requirements:

• An official bachelor’s degree transcript, or a diploma transcript for a postgraduate diploma or a certificate program which meets the minimum GPA requirement.
• Proof of language proficiency: TOEFL or IELTS for English; TEF or TCF for French.
• Standardized test scores: Graduate Record Examination (GRE) or Graduate Management Admission Test (GMAT).
• An educational credential assessment establishing the equivalency of coursework completed outside of the US or Canada. This may be done through an organization like WES or ECE.
• A personal statement or statement of interest.
• A resume.
• Letters of recommendation.
• A portfolio.

Institution Responses and Student Visas

With four to five months to go, you should be hearing back from the institutions you applied to. Now, work independently or with an international student advisor to make your program selection, accept and return the offer, and pay a deposit if required. 

Study permits can take multiple weeks, even a few months, to process. So, it’s smart to start your application early. As part of the study permit application, applicants are encouraged to write a letter of explanation that addresses potential questions or concerns, like if you took an authorized leave from your studies, have a conditional offer of admission, or are missing a required document. These formal letters are one to two pages long, and can also speak to your study plan, travel history, and ties to your home country. Drafting this letter and gathering supporting documents can take a while, so start working on it as early as possible.

Learn how to draft an effective letter of explanation with our guide.

Moving Forward

Once your offer is returned, plan for your daily life! Set up your travel arrangements, find student housing, and learn about different health insurance options. 

Take time to explore what makes your new home special, whether that’s trying rock climbing on Canada’s west coast, line dancing in the prairies, or kite skiing in the north. Engaging with your new community can help it feel like home.

A month or so before classes begin, share your arrival details with any necessary parties. Soon, you’ll be an international student in Canada. Bon voyage!

Ready to find a study program that matches your goals? Use the free ApplyBoard platform to find it.

The post The Canadian Postgraduate Application Process Guide for International Students appeared first on ApplyBoard.

International students in Australia must purchase health insurance and should consider getting travel insurance before leaving their home country. Both health and travel insurance will provide you and your family with confidence that you’ll be taken care of while in Australia. Below, we’ll provide some clarity on Australian health and travel insurance coverage.

Note: Insurance requirements and coverage details are subject to change. Always verify current requirements with the Department of Home Affairs and your insurance provider. This information was last updated in February 2026.

Still deciding where to study? Compare the cost of living across popular study destinations like Australia, Canada, Germany, Ireland, the UK, and the USA.

Travel Insurance

Travel insurance helps to protect you and your valuables while travelling to Australia. However, it isn’t required in order to study in Australia.

A typical travel insurance plan includes:

• Reimbursement for loss, damage, or destruction of personal belongings, including electronics like laptops, phones, and cameras
• Medical care after an illness or accident (in addition to your Overseas Student Health Cover, or OSHC)
• Coverage for the cost of bringing someone to stay with you if you’re hospitalized
• Personal liability: for example, if you cause personal injury or property damage to someone else during your travels, insurance covers collateral damages up to a set amount
• Trip disruption: for example, if your connecting flight is delayed, insurance will pay for your food and accommodation while you wait for the next available flight
• Emergency evacuation and repatriation expenses if you need to travel for medical treatment

Planning your budget? Check out our budgeting tips for international students in Australia.

Things to Consider

• Not all travel insurance plans cover the same things. Think about what you want coverage for, and research to see which plans meet your needs.
• Many insurance providers offer digital claims processing, which makes it easier to submit claims while abroad.
• Some credit cards provide travel insurance. So, check with your bank to learn what your card benefits offer!
• While most students will purchase travel insurance from a provider in their home country, some OSHC providers offer optional travel insurance add-ons with their health insurance plans.

Health Insurance

Overseas Student Health Cover (OSHC) is mandatory health insurance for all international students. It covers most basic medical expenses within Australia. You’ll need to apply for OSHC before you apply for a visa, as you’ll need to show proof of OSHC during your student visa application.

To make it easier to access health care, all major medical providers now offer 24/7 telehealth consultations through mobile apps. You’ll also be able to access enhanced mental health support and improved pharmaceutical benefits.

Students must be covered by OSHC through their entire stay. If your OSHC lapses, it can lead to automatic visa cancellation.

Basic OSHC coverage usually includes:

• GP (general practitioner or family doctor) visits
• Hospital treatment in public hospitals or agreement private hospitals
• Emergency ambulance services nationwide
• Some prescription medicines

OSHC Doesn’t Cover:

• Dental care
• Optical services (glasses, contact lenses, eye exams)
• Physiotherapy
• Chiropractic treatment
• Cosmetic surgery
• Treatment outside Australia

Extra Coverage: If you want coverage for dental, optical, or physiotherapy services, you can purchase “Extras OSHC” or supplement your OSHC with private health insurance.

Purchasing OSHC

You can purchase OSHC through any eligible private health insurer registered in Australia. This must be done before applying for your student visa.

Any family members joining you in Australia must also have OSHC coverage. The policy must list the names of all covered individuals, matching their passport names exactly. Policy types include: Single, Dual (a student plus a partner or children), and Family (a student, their partner, and any dependent children under 18).

There are currently six government-approved OSHC providers. They are:

• Allianz Care Australia (Peoplecare)
• ahm OSHC 
• BUPA Australia 
• Medibank Private 
• nib 
• CBHS International Health 

Note: Prices vary, so consider using comparison platforms like OSHC Australia to find the best value.

Once your insurance policy is active, you can download your provider’s mobile app to make accessing health services easier. On the app, you may be able to access your digital membership cards, make a quick claim submission, conduct online doctor consultations, and see clinic locations.

If your student visa is refused, most health insurance providers will offer a refund. Refund processing usually takes two to six weeks.

Important: As you travel to Australia, keep your OSHC documents in your carry-on luggage so you can access them at the port of entry. Also, save a digital copy on your phone.

Discover why Australia is one of the world’s top study destinations.

Health Exam

Some international students must complete medical and radiological examinations as part of the visa application process. Health exams are typically required for students staying over 12 months, those entering healthcare or childcare environments, and students from countries with higher tuberculosis rates (including most South Asian countries).

The examination includes a physical check-up and chest X-ray for students aged 11 or older. The exam must be conducted by a panel doctor approved by the Department of Home Affairs using the eMedical system.

You can find a list of government-approved doctors on the Department of Home Affairs website.

Reciprocal Healthcare Agreements

Students from Belgium, Italy, the Netherlands, New Zealand, Norway, Slovenia, Sweden, and the United Kingdom may access Australian Medicare under reciprocal agreements. However, obtaining OSHC is still mandatory for your student visa, even if you’re eligible for Medicare.

Now that you know more about Australian health and travel insurance, check out study programmes in Australia on the ApplyBoard platform.

The post How International Students Can Get Health and Travel Insurance in Australia appeared first on ApplyBoard.

Health and travel insurance provide international students and their families with peace of mind. However, international students are eligible for different kinds of insurance, depending on where they plan to study in Canada. In some cases, international students can access public healthcare, where in others, they may have to purchase private health care coverage from an independent provider or through their academic institution. Below, we’ll explore the difference between health and travel insurance, and take a look at which health insurance options are available in each Canadian province and territory. 

Note: While this information is current as of February 2026, the legislation guiding insurance, as well as individual policy coverage, is subject to change. Always check official government sources and insurance company pages for the most up-to-date information.

Travel Insurance vs Health Insurance

As an international student, you must have valid health insurance coverage for your entire stay in Canada. How health insurance works and what it covers varies across the country. 

Meanwhile, travel insurance is optional. It protects you while travelling to and from Canada, and can help if your luggage is lost or your flight is delayed. Check with your airline or insurance providers in your home country to see what travel insurance plans they offer. Some credit cards offer travel insurance as a perk, so check your card benefits too!

Moving to a new country can feel like a lot, but you don’t have to do it alone. Find secure and pre-vetted student housing in over 600 cities around the world with our partner University Living.

Health Insurance Options Across Canada

Alberta

If you have a 12-month study permit for an academic institution in Alberta and plan to live there for 12 months or more, you’re eligible to apply for the Alberta Health Care Insurance Plan (AHCIP).

Students with a study permit which is valid for less than 12 months may be eligible for AHCIP if their application includes a letter from their academic institution confirming their enrolment and the student’s intention to live in Alberta for at least 12 months. 

Note that AHCIP is only valid for students living and studying at an Albertan academic institution. If you move out of the province or are studying at an institution in another province, you must contact AHCIP to have your coverage cancelled.

British Columbia

International students who live in British Columbia (BC) for at least six months in a calendar year are eligible for BC’s Medical Services Plan (MSP). 

As an incoming international student, you must apply for MSP as soon as you arrive in BC. In order to access MSP, you must pay a monthly International Student Health Fee. MSP applications take around three months to process, but the iMED plan supplies international students with basic health insurance during this interim period. 

Students who aren’t eligible for MSP must purchase private health care coverage after iMED expires. Many academic institutions offer extended health insurance options.

Manitoba

International students studying in Manitoba on a valid study permit must purchase private health insurance through their educational institution or a private insurance company. However, if an international student or their spouse holds a Canadian work permit, such as a co-op, work permit, or post-graduation work permit, they may be eligible for provincial health care in Manitoba.

New Brunswick

To receive New Brunswick Medicare, international students must have a study permit valid for at least 12 months and proof of full-time registration at a university or college. However, New Brunswick Medicare provides basic medical coverage, so obtaining extended health coverage with a private provider or your academic institution is recommended. 

Newfoundland and Labrador

Once registered, all international students are automatically admitted to the Foreign Health Insurance Plan. International students enrolled in full-time studies for at least 12 months may access free basic health coverage through Newfoundland’s Medical Care Plan (MCP). If you’re not eligible for the MCP, you must purchase private health coverage. As MCP provides only basic coverage, all international students are urged to consider extended health insurance plans.

Northwest Territories

International students planning to study in the Northwest Territories may apply for NWT health care (NWTHC) coverage through the territorial government’s Health Services Administration Office (part of the Department of Health and Social Services). Students will need a copy of their study permit and confirmation of their enrolment in an academic institution in the Northwest Territories. NWTHC doesn’t cover extended benefits like eyeglasses, dental care, or prescription medications, so it could be wise to purchase a private insurance plan to cover these services.

Nova Scotia

In Nova Scotia (NS), you must purchase health insurance for your first year of studies, as international students aren’t immediately eligible for the provincial health care program. Your institution may offer health care plans, and some will require enrolment in their plan when you start your studies. 

Public health insurance becomes available to international students after living in Nova Scotia for 12 months through Medical Services Insurance (MSI). Once you’re eligible, you’ll need to apply for a Nova Scotia Health Card, which you’ll use to access care. Once you have MSI, you may opt out of the private health insurance plan.

Nunavut

Nunavut isn’t home to any designated learning institutions (DLIs) yet, which means that international students cannot study there.

If you’re exploring multiple study destinations, learn how international students can get health and travel insurance in Australia, the United Kingdom, and the United States.

Ontario

International students aren’t eligible for the Ontario Health Insurance Plan (OHIP). As a result, every academic institution in Ontario provides health insurance for students to purchase. Public universities usually provide health insurance through the University Health Insurance Plan (UHIP). Colleges and private institutions in Ontario offer plans from various providers. 

Note: When you’re planning your study abroad budget, remember that health insurance offered through academic institutions isn’t free, and their cost is often added to international tuition fees.

Prince Edward Island

If you’re planning to study and live in Prince Edward Island (PEI) for at least six months plus a day, and are legally able to work off-campus, you may apply for public health insurance. You may apply for a provincial health card as soon as you arrive in PEI.

To find a family doctor or nurse practitioner, you’ll need to add your name to the Provincial Patient Registry separately.

Quebec

Quebec has a reciprocal agreement that allows citizens from 11 other countries to access free basic health insurance through Quebec’s Régie de l’assurance maladie du Québec (RAMQ). As of 2026, eligible countries are:

• Belgium
• Denmark
• Finland
• France
• Greece
• Luxembourg
• Norway
• Portugal
• Romania
• Serbia
• Sweden

To ensure you’re covered as soon as you arrive, ensure you request a certificate of coverage from the organization responsible for social security in your country of residence. Then, after arriving, file your application with the Quebec Health Insurance Plan (any documents not in French or English will need to be translated).

If you’re not from one of those 11 countries, don’t worry! While you’re not eligible for public health insurance, most academic institutions in Quebec will automatically enrol international students in their group health insurance plan, and add the cost to your tuition fees.

Saskatchewan

International students who can prove full-time enrolment at an accredited academic institution in Saskatchewan may register for a Saskatchewan Health Card, which provides free basic health coverage. Students will become eligible for health coverage on the first day of the third month after they arrive in Canada. So, it’s important to have private health insurance to cover your first two months in Canada.

Yukon

International students cannot apply to the Yukon Health Insurance Plan. They must purchase private health insurance to cover these costs during their studies.

Now that you’ve learned more about Canadian health and travel insurance, take the next step. Check out study abroad programs in Canada on the ApplyBoard platform!

The post How International Students Can Get Health and Travel Insurance in Canada appeared first on ApplyBoard.

Australia is the world’s third-most popular study abroad destination. It offers world-class education opportunities, and the ability for students to work during and post-study, in a laid-back, multicultural environment. Here are a few reasons why international students should study in Australia!

Australia 101

Australia is a land of contrasts. It’s the smallest continent and one of the largest countries on Earth. Australia’s geography is extremely diverse, from the snow-capped mountains of the Australian Alps and Tasmania, to large deserts, and tropical and temperate forests.

Australia has six states and two territories. The capital of Australia is Canberra. In the Top 50 QS Best Student Cities rankings for 2026, Melbourne ranked fifth globally and Sydney ranked sixth. Both cities consistently appear in lists of the world’s top 10 student cities. The Economist also lists Sydney, Melbourne, and Adelaide among the world’s 10 best cities to live in.

So, Why Study in Australia?

Australian degrees are highly sought-after by global employers and can open doors to an exciting future. Here are some reasons why.

Get a Globally Recognized Education

Australia has one of the best education systems in the world. According to the 2025 United Nations Human Development Report’s Education Index, Australia’s education system ranks ninth globally, and Australians have the highest expected years of schooling in the world, at 21.1 years. The Australian education system is tightly regulated by the government to maintain its high standards. A key piece of legislation, the Education Services for Overseas Students (ESOS) Act, protects international students in Australia and helps to ensure they receive appropriate academic support.

Australian institutions also consistently rank highly in global education rankings. In the Times Higher Education World University Rankings 2026, six Australian universities ranked in the top 100, with ten in the top 200. According to the ShanghaiRanking Academic Ranking of World Universities 2025, five Australian universities were in the top 100, and two-thirds of Australia’s public universities featured in the top 500.

Learn about Australian student visa requirements and application processes.

Build a Global Career

International students can work up to 48 hours per fortnight (every two weeks) during term time, and unlimited hours during scheduled course breaks and holidays. This provides them with valuable work experience and helps to offset living costs while studying. Note that master’s by research and PhD students enjoy unlimited work rights throughout their studies.

Whether the student applies for work in Australia with a Temporary Graduate visa after finishing their studies, or works elsewhere, an Australian education can open many doors. The government’s Australian Global Alumni program also helps graduates connect with other alumni who can support their professional growth.

Find out more about post-study work rights and career pathways in Australia.

Australia Is a Great Place to Live

From its high quality of life to its enviable weather, here are just a few reasons why Australia’s a great place to study.

A High Quality of Life

Australian cities consistently rank amongst the world’s most liveable, ranking highly for their residents’ overall quality of life. Plus, the entire country’s quality of education, healthcare, transportation, infrastructure, and government services consistently rank well above international averages.

Warm Weather Year-Round

One of the biggest perks of studying in Australia is its weather! Australia is warm all year, but the actual weather typically varies greatly between regions. The northern parts of Australia have a more tropical climate, which is hot and humid in the summer, and quite warm and dry in the winter. The southern parts are cooler, with mild summers and cool, rainy winters.

Since Australia is in the Southern Hemisphere, its seasons are the opposite of those in the Northern Hemisphere. In other words, when it’s summer in Australia, it’s winter in Canada, the US, India, China, and other countries above the equator.

Effective Transportation Networks

Australia’s extensive public transportation system makes it easy for students to get around. All major towns in Australia have reliable, affordable public bus networks. Train lines also connect the five largest cities: Sydney, Melbourne, Brisbane, Adelaide, and Perth. Trams, ferries, and light-rail systems are also available in some of the major cities for longer-distance travel. All major cities also have airports with regularly scheduled flights.

Many tertiary institutions subsidize the cost of local public transportation for their students. In fact, post-secondary students can save up to 50% when they purchase their transit passes with a valid student ID.

All Australian cities and towns offer taxi services, but students can also use ride share apps.

Start Your Australian Study Journey 

International students in Australia will not only get a truly world-class education, but also an unforgettable experience. With six Australian cities in the world’s top 50 for students, strong work rights that allow up to 48 hours of work per fortnight during studies, and well-established pathways to post-study work opportunities, Australia offers international students access to academic excellence and practical experience.

What are you waiting for? Start exploring your options to study in Australia on the ApplyBoard platform!

The post Why Study in Australia appeared first on ApplyBoard.

While packing for a Canadian winter is a priority for international students, the country isn’t snow and ice all year round. Wondering what to pack for studying in Canada? In reality, 90% of Canadians live within 100 kilometers of the Canada-United States border, and share latitudes with global cities you might not expect! For example, Calgary, Alberta lines up with London, England; St. John’s, Newfoundland and Seattle, Washington, are within 50 latitudinal kilometers; and Vancouver, British Columbia matches up with Paris, France. This means the weather across Canada is very seasonal, and much more diverse than many expect!

No matter where you choose to study, you’ll want the right clothing for all four seasons. You’ll also want to pack your essential student and visa documents in your carry-on to streamline your student visa interview. For more visa application tips, check out our blog!

Consider a community’s climate, culture, and size when deciding where to study in Canada.

Packing Guidelines

First, visit your academic institution’s website, as it may have a custom packing list (like this one from the University of Waterloo)! Once you’ve looked at a few lists, build your own. A custom list can make packing easier, as you can check things off your list as you go.

Also, learn which items the Canadian Border Services Agency won’t allow through Canadian Customs so you don’t pack them by mistake. Restricted or regulated items include meat products, plants, pets, and fresh fruit. While prescription drugs are allowed, they are subject to specific rules. So, if you take regular medications, you’ll want to know what the rules for bringing them into Canada are. Some medications available over-the-counter in your home country might require a prescription in Canada, and vice versa. 

Your pet may be able to join you in Canada, but you’ll need to know the rules and fill out all necessary paperwork, both before you leave and at the border, to meet Canada’s import requirements. It’s a good idea to research the airports or land crossings that you’ll travel through beforehand so you know what your pet’s journey will be like, too.

Use our 6 tips for overcoming language barriers to feel more comfortable meeting other students.

The Essentials

In your carry-on or personal item, store your passport, original identification, and all of the essential travel documents you’ll need to start your new life as a student. 

International student documentation includes:

• Study permit documents (study permit approval letter OR valid study permit)
• Original transcripts and diploma/degree certificates
• Letter of acceptance
• Temporary resident visa or electronic travel authorization (eTA) 
• Proof of sufficient funds for at least the first year of study
• The address of your long-term housing in Canada
• Proof of tuition payment
• Language proficiency test scores (TOEFL, IELTS, PTE)
• Vaccination proof or immigration medical exam results, if necessary

Check out our complete list of what you need to study in Canada!

Have backup photocopies of all of these documents in your luggage, and leave second copies with your family in your home country. Also ensure any medications or medical devices are in your hand luggage, so they’re within reach. 

If you’re traveling with jewelry, cash, or other valuables, keep those in your carry-on luggage, too (along with a few changes of clothes) in case your larger suitcases are lost or delayed.

Preparing for your Canadian visa interview? Get great tips from our visa interview guide.

What to Pack for Life in Canada

Canada has a wide range of climates. A region’s climate can be affected by how close it is to large bodies of water (and yes, the Great Lakes count)! Nearby lakes or oceans mean more rain or snow, and even when it’s sunny, the air is humid. 

In short: coastal humidity can make temperatures feel more extreme. Meanwhile, central Canada’s ‘dry’ air often feels more manageable. 

Most students dress casually on campus, and classrooms are heated and air-conditioned, so they’ll have a similar temperature year-round. However, for travel between class and life outside of school, you should dress for the season. This means: 

• A sweater and jeans with a light coat (and maybe rainproof boots) in the spring and fall.
• Light t-shirts and shorts or skirts with sneakers in the summer. 
• Layers with a thick winter coat, warm boots, and gloves through the winter.

Winter clothes take up lots of space, so many international students buy winter clothes in Canada. In larger communities, visit second-hand stores or discount retailers like Winners for previous seasons’ fashions at lower prices–and regardless of where you shop, buy your gear before the first snowfall for the best selection.  

Headed to a city like Edmonton, Quebec City, or Winnipeg, where winter temperatures drop below -20°C? A thermal base layer can help you stay warm while walking around campus or waiting for the bus. 

Local Knowledge: Cotton dries slowly, so base layers made of merino wool or synthetic fleece are best.

Students who plan to work at a part-time job or through a co-op program or internship should bring some business-casual clothes. Even if your workplace is casual, one or two formal outfits are good for interviews or special events.

While most global skincare and makeup brands are available in Canada, if there’s a regional brand you like, check to see if it’s available in (or can be shipped to) Canada. If shipping is really expensive, bring a few extras from home. If you take any medications, check to see what refilling your supply looks like. Some medications which need a prescription elsewhere are over-the-counter in Canada, and vice versa.

Having something small that reminds you of back home can help you feel at home in Canada. It could be a favorite scent, book, ornament, or even a food like a hot sauce or spice mix.

Good to go? Check out our arrival guide for new students.

With enough research and preparation, you’ll be ready for your study abroad journey. The night before you travel to Canada, try your best to get a good night’s sleep, so you’ll have energy for your trip. As you travel, try to drink enough water (planes can be dehydrating) and eat a little, even if you’re nervous. You’ve got this!

Find a Canadian postsecondary program that matches your goals on the ApplyBoard platform.

The post What to Pack for Studying Abroad in Canada appeared first on ApplyBoard.

On January 20, 2026, the UK government launched its new International Education Strategy (IES). This strategy, part of the government’s broader Plan for Change, aims to support the nation’s path to renewal by “increasing exports, supporting skilled employment, and broadening access to high-quality education provision.” It outlines how the UK’s education sector and federal government will work together, and highlights specific government priorities.

The IES is co-owned by the Foreign, Commonwealth, and Development Office, the Department of Education, and the Department for Business and Trade, with support from many other departments. Read on for a closer look at the strategy’s goals and how it will support international students in 2026 and beyond.

What are the Goals of the International Education Strategy?

The IES has three key ambitions. The first of these is to increase the UK’s international standing through education at every level of study. This goal involves:

• Increasing opportunities for international research collaboration
• Boosting government leadership in transnational education (TNE)
• Improving global recognition of UK-based academic qualifications
• Expanding the number of study, work, and volunteer opportunities abroad for youth in the UK

The next ambition revolves around the sustainable recruitment of high-quality international students from diverse countries. The IES refers to international students as “global changemakers,” highlighting their ability to become future leaders in the UK and around the world. Ensuring international students are recruited responsibly and have a positive experience while studying in the UK are both central to this goal.

The third goal aims to expand the education sector’s productivity. By 2030, the IES aims to grow the value of UK education exports from £32.3 billion per year (in 2022, the most recent data) to £40 billion per year. The International Education Champion (Professor Sir Steve Smith) will drive education export growth through things like partnerships in focus countries like India, Indonesia, Nigeria, Saudi Arabia, and Vietnam. Emerging opportunities in countries like Brazil, Mexico, and Pakistan were also noted. To support this growth, UK-based education providers would receive access to financial instruments and practical support from the government.

The IES also highlighted the growth of transnational education (TNE) as a driver for education exports. Over the past decade, the UK’s higher education TNE headcount of in-person learners has grown by 87%, and in the 2023/24 academic year, UK universities offered degrees in 176 countries and territories through in-person TNE. This flexible education model includes overseas campuses, online courses, and joint programmes. As TNE grows, a more diverse range of students will be able to access a UK education.

How Will the IES Affect International Students in the UK?

Like the 2025 White Paper, the IES doesn’t directly change or update any laws or government guidance related to immigration. 

However, the IES does refer to upcoming changes like the international student levy. This levy will initiate in August 2028 (the start of the 2028/29 academic year), and is a £925 yearly fee which will be charged to higher education providers in England for each international student enrolled at their institution. While institutions, not students, pay this fee, some English institutions may increase international tuition in parallel. Note that this future levy does not apply to institutions in Scotland, Wales, and Northern Ireland. 

The IES’ overall focus on sustainable recruitment levels, student quality and graduate outcomes, and increased student population diversity speak to the government’s aim to ensure students from around the world are able and prepared to study in the UK. This includes a dedicated drive to enhance global mobility both for its domestic and international students. The IES refers to a return to Erasmus+ in 2027, which is the EU’s flagship education exchange and partnerships programme. As such, international student interest from the EU is likely to increase in the years ahead. 

The strategy also reinforced support of the Turing Scheme and the US-UK Fulbright Programme. It also supports the continuation of prestigious scholarships like the Chevening, Commonwealth, and Marshall scholarship programmes.

The Study UK campaign provides over 120 scholarships per year—could one of their scholarships support your study abroad dreams?

Looking Forward

Supporting international students throughout their study journey is also central to the IES. Through the Education Sector Action Group, the government will work with the higher education sector to ensure support systems are strengthened, campus infrastructure is adequate, and students have better access to local housing.

Prospective international students should consider the UK’s International Education Strategy more like a map than a list of instructions. Its launch illustrates government priorities and initiatives, but does not independently put any of these suggestions or changes into law.

Thinking about studying in the UK? Find a course that matches your academic goals on the ApplyBoard platform.

The post The UK Launches its International Education Strategy appeared first on ApplyBoard.

Are you considering becoming an international student in Ireland? Below, we’ll look at how to work in Ireland while studying. Read on to see what your study abroad timeline might look like, and how your work opportunities can change over time.

Considering other countries? We’ve also got work-while-studying guides for Canada and the United States.

Which Students May Work in Ireland?

International students usually enter Ireland with Immigration Stamp 2 permission. As an international student, you may only work while your Stamp 2 visa is valid.

If you’re enrolled in a full-time course that leads to a qualification recognized by the Irish Department of Further and Higher Education, Research, Innovation, and Science that’s at least one year long, you don’t need a work permit.

To work in Ireland as an international student, you must:

• Register and obtain your Irish Residence Permit (IRP) card within 90 days of arriving.
• Be in a full-time programme that’s at least one year long, and at or above NFQ Level 7.
• Work toward a qualification recognized by the Minister for Education and Skills.
• Complete a minimum of 15 hours per week of daytime study.
• Attend classes between 8:00 AM and 6:00 PM for a minimum of 25 weeks per year.

Note: When registering for your Irish Residence Permit (IRP) card, you’ll need to pay a fee of €300. Budget for this cost with your arrival expenses.

TrustEd Ireland and Programme Eligibility

Your educational institution must be authorized to enrol international students. As of 2025, only institutions with TrustEd Ireland authorization can recruit non-EEA students. This authorization helps to ensure you receive a quality education.

NFQ, Explained

If you’re wondering “what does NFQ Level 7 mean?”, it refers to a specific level of study. Ireland’s National Framework of Qualifications (NFQ) has ten levels which outline the skills and knowledge you’ll need to earn a qualification. On the NFQ scale, third-level qualifications, or post-secondary studies, range from levels 6 to 10.

Here’s how post-secondary courses and NFQ levels match up:

• Level 6: Advanced Certificates and Higher Certificates
• Level 7: Ordinary Bachelor’s Degrees
• Level 8: Honours Bachelor’s Degrees and Higher Diplomas
• Level 9: Master’s Degrees and Post-Graduate Diplomas
• Level 10: Doctoral Degrees (PhD) and Higher Doctorates

Students in courses ranked Level 7 to 10 on the NFQ scale may work while studying in Ireland.

Bonus Resource: If you want to know how your current credentials match up to Irish ones, check out NARIC Ireland’s searchable Foreign Qualifications Database.

How Do I Prepare for and Find Work in Ireland?

Before you start working, you’ll need to get a Personal Public Services Number (PPS Number), and an Irish bank account. The PPS Number is used by your employer to pay you.

If your course is accredited by Quality and Qualifications Ireland (QQI), you may already have received a PPS number, so check your acceptance package.

Understanding Irish Taxes

As a student working in Ireland, you’ll be subject to the PAYE (Pay As You Earn) income tax system. Your employer will deduct taxes from your paycheck automatically using your PPS Number. However, you may be eligible for some tax credits as a student worker, which reduces the amount of tax you’ll pay.

On-Campus Jobs

Many international students like the convenience of working on campus. You might find work in the library, as a research or teaching assistant, in administration, or with a private on-campus business. To find on-campus jobs, check your campus’ student services office or website.

Off-Campus Jobs

There are several platforms designed for students and part-time workers to find jobs:

• parttime.ie – Specializes in flexible, part-time positions ideal for students
• StudentJob.ie – A dedicated platform for student employment opportunities
• GradIreland – Excellent for internships and graduate-level opportunities

You can also use general job-hunting platforms like LinkedIn and Indeed.

It’s also wise to check in with your campus career centre when job hunting off-campus. They’ll know good local businesses to apply for, and can help you polish up your resume, or practice interview skills.

Ireland’s minimum wage has increased to €14.15 per hour as of January 2026 for workers aged 20 and up. Don’t accept a lower wage. Also, Ireland does not have a lower “tipping wage,” which is where some employees earn a lower base salary which is supplemented by tips. Also, as of December 2022, it is “illegal for employers to use tips or gratuities to make up basic wages” in Ireland.

Ace your job interviews with these interview tips for international students.

What if I Have an Internship?

If you plan to pursue an internship or work placement:

• Your academic institution must ensure the work placements complement your programme.
• Work placements must be a central part of the programme, but cannot be longer than 50% of its length. (So, a three-year programme may have a single placement or multiple placements that are collectively up to one and a half years long.)
• Self-employment doesn’t count as a work placement or internship.

What’s the difference between co-ops, internships, and field placements?

How Much Can I Work?

For most of the year, if you’re a student with Stamp 2, you may work up to 20 hours per week. However, during the summer months (June 1 to September 30) and from December 15 to January 15, you can work up to 40 hours per week.

Can I Work in Ireland After Graduating?

You may be eligible to stay in Ireland after you graduate under the Irish Third Level Graduate Scheme if you graduate from a course ranked Level 8, 9, or 10 on the NFQ scale.

The Third Level Graduate Scheme allows non-EU post-secondary graduates to look for work or apply for a work permit. The length of time you’re approved for may depend on the course you’ve completed.

Important: You must apply for the Third Level Graduate Scheme within six months of receiving your final exam results.

Level 8 Graduates

Generally, non-EEA students who graduate from a Level 8 course may stay in Ireland for up to 12 months.

Level 9 or 10 Graduates

Graduates with a Level 9 or 10 course may stay for up to a total of 24 months. Your visa will be granted as an initial 12-month period, which can be renewed for an additional 12 months. If you’re accepted to the Third Level Graduate Scheme, you may work full-time (up to 40 hours/week).

In 2026, Ireland is focusing on retaining talent in “critical skills” areas like AI, Sustainable Energy, and Healthcare. If you find a job in these sectors, you may be able to transition from a Stamp 1G to a Critical Skills Employment Permit.

Remember: You’ll have limited time to find a job after finishing your course, so we recommend applying for jobs well before graduating.

With Ireland’s status as a tech hub on the rise, there are lots of great job opportunities for international student graduates, especially those in STEM fields.

We hope this information on how to work while studying in Ireland is helpful as you plan your journey as an international student.

Please note that this post is not meant as official immigration or residency advice. For the most up-to-date information, please visit the official Irish Immigration Service page. If you want to learn about staying in Ireland after graduation, please contact an Irish immigration attorney.

Ready to study abroad? Check out the ApplyBoard platform. With over 150,000 courses offered, there’s bound to be one that fits your goals.

The post How To Work While Studying in Ireland appeared first on ApplyBoard.

One of the first things international students notice when studying in Germany is how much control they have over their academic journey. This can be an advantage, as it allows you to customize your academic schedule. But the process can also be confusing, especially when you first arrive. Below, we’ll dive into how study programmes are structured, what the average class load is per semester, and some resources students can use as they prepare for each term.

These master’s degrees can prepare you for in-demand careers in Germany and worldwide.

Types of Academic Programmes in Germany

Germany’s academic institutions support learning across a wide variety of fields. In fact, over 17,000 bachelor’s and master’s degree programmes are offered across the country! 

Tip: To understand how degrees you’re considering compare to others in that field of study, check out the Centre for Higher Education (CHE)’s yearly rankings by subject.

Before starting your degree, it’s important to know if it includes state examinations (Staatsexamen). In Germany, some degree programmes have final exams which are conducted by a government board. If you’re studying medicine, law, education, or pharmacy programmes, your degree may be divided into a theoretical, classroom-based section, capped by your first state exam, and a practical education phase which has its own state examination at the end. If this applies to your programme, before you enrol, ensure your degree is recognized by the country where you plan to work after graduation.

Dual study programmes also alternate in-class learning with practical experience in their field through company placement and vocational training. As most of these programmes are offered by institutions teaching in German, they’re a better fit for students with strong German communication skills.

Class Formats

Like in many other study destinations, your classes will be divided between ones that you need to take in order to graduate (or Pflichtveranstaltungen) and elective classes, where you can choose from a wider range of topics. While you may select this second group of classes from a more diverse class list, you’re still responsible for attending them and completing classwork, as you might guess from the German term which describes them: Wahlpflichtveranstaltungen, which translates to ‘compulsory elective courses.’

Within these two groups of classes, what the classrooms look like and how you’ll learn also varies:

• Exercises (Übung) allow students to test what they’ve learned in class. You’ll solve exercises and conduct experiments using scientific methods.
• Lab rotations (Praktikum) are popular in technical and natural science fields. In these classes, students build practical experience in their field in experiments at campus labs or workshops.
• Lectures (Vorlesung) are the largest classes. They’re teacher-led and often not very interactive.
• Seminars (Seminar) are more informal, and built for active discussions of key topics with the instructor and other students.
• Tutorials (Tutorium) are led by senior students (tutors). These classes build on what you’ve been taught in lectures, and can also include exam prep strategies.

To understand which types of classes you’ll need to take, check the programme’s Studienordnung (study regulations) on your institution’s website. You can also learn a lot at orientation events for first-semester students, so remember to attend those!

Setting Your Schedule

Every degree programme in Germany has a standard period of study (Regelstudienzeit). You’ll find this timeframe included on the programme’s information page, and with its exam regulations documents. Generally, students must complete 30 credit points per semester to finish within the standard period of study. In turn, to earn one credit point, students need to put in around 30 hours of work.

Some students may wish to take more time to finish their degree. For students who want to work while studying, or with family or health obligations, spacing classes out makes sense. 

For most international students, working while studying is common—our Spring 2025 Student Pulse Survey found only 3% of student respondents didn’t expect to work during their studies! However, course availability, government funding, and scholarships may be harder to acquire after the standard period of study has passed.

Standard Periods of Study

How long a degree is expected to take varies by study level:

• Bachelor’s degrees take six to eight semesters to complete. The standard period of study is usually six semesters.
• Master’s degrees vary between two and four semesters.
• Doctorate degrees’ duration varies by programme model. Either two to five years (traditional model; more self-determined) or three years (structured doctorate).

As some master’s degrees are open to students with diverse academic histories, students with a degree related to their master’s may graduate faster. For example, in a master’s of sustainable engineering programme, Bachelor of Engineering grads may be able to graduate in three semesters. Meanwhile, students with a bachelor’s in another field may need to take an introductory semester in engineering classes, making their master’s degree four semesters long.

We hope that this overview has helped you understand how degree programmes are structured in Germany. For a deeper dive, check out our Germany 101 blog on the education system.

Ready to study in Germany? Use our ApplyBoard platform to find a programme that fits your career goals.

The post Understanding Study Programme Structure as an International Student in Germany appeared first on ApplyBoard.